Specializing in Scottsdale Mortgages, Arizona Home Loans, Scottsdale Second Mortgages, Scottsdale Arizona Debt Consolidation

You Are About To Discover All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in the Southwest

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Dear Neighbor,

My name is Ruby Mason. I want to thank you for taking the time to visit our website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage.

As Mortgage Planners, we help our clients successfully manage their home equity to increase liquidity, safety, rate of return and tax deductions.  Unlike a traditional loan officer, our role is to help minimize taxes, improve cash flow and minimize interest expense. 

We see a mortgage more than ever not as a mortgage once was but instead as a financial planning instrument that must be integrated into your long and short term personal financial plan.  Our goal is to help you create a mortgage strategy that builds wealth for your family.

Some of the services we offer include mortgage loans, refinancing, and home equity loans at competitive rates.

Make sure you sign up for my Free Reports, listen to industry experts, browse my Loan Resources section, fill-out a FREE No-Obligation Secure Online Loan Pre-Application, or call me at 480-348-9364. We are here to help you with all your mortgage needs.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Arizona mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.
There is no obligation and your e-mail privacy is safe with us.

Any questions you may have about the loan process can be answered by sending an email to me using the contact us link on this website or by calling my office at 480-348-9364. I can normally return your call within that business day.

Please review the resource section relating to Identity Theft - This is a serious issue and I am working hard to educate you and help prevent Identity theft as much as possible.   And stop the solicitations by going to www.optoutprescreen.com and www.donotcall.gov  - Put an end to cold calls!

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Scottsdale, Arizona office at 480-348-9364. I am here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Scottsdale, Arizona office at 480-348-9364.

Before you leave, make sure you review the Home Buying Resources, Insider Reports and  Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

Arizona Mortgage & Real Estate News

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With fraud on the rise and more and more erroneous items appearing on credit reports, it is always a great idea to monitor your credit. Knowledge is power and a periodic review of your credit ensures that you can identify any mistakes or blemishes on your report and also to make sure you are not a victim of fraud.

To Request your FREE Credit Report (click on link)

After you have requested your first Free (TransUnion) Credit Report please contact our office at: WeCare@4CornersMortgage.com to setup reminders to request your Equifax & Experian credit reports. Please provide us with your name and email for updated reminders.

 

 
 


 



Read and Hear What People Say About Ruby Mason

I've worked with Ruby now on two mortgages and each time she has greatly exceeded my expectations. Ruby really works with you to find the right mortgage that helps you obtain your goals rather than just quote you the going rate like many other brokers. Through many conversations with both Ruby and Samantha we were able to look at my total assets and determine the correct strategy to building wealth and increasing my cash flow. Ruby opened my eyes to the valuable tool of using my mortgage to work for me rather than feel it is a tremendous burden. I look forward to our future business relationship and will always recommend her services to friends and family. Thank you Ruby. Graham Pratt


When we sold our home of six years in Texas to move to Arizona for a great new job, we were thrilled at the amount of equity that had built up. It was, to us, a lot of money. But it was only “Monopoly Money” because, however much it was we’d never see it, because we were resigned to the fact that we’d have to put it all into a big down payment on our new Arizona home. Because that is what we’d been taught to do.

When Ruby Mason first suggested we could make just a 10% down payment on our new home and keep the majority of the equity to invest as we saw fit, it sounded like one of those infomercials — way to good to be true. Then when Ruby showed us other home financing options, we were very skeptical. It all ran counter to the way we always thought about home financing. We had our own financial planner help us run the numbers and we were amazed that we could afford a great home and still have a sizable pool of money to invest in our future. We felt so smart!

As luck would have it, the job wasn’t so great, and we decided to return to Texas. Now that money is providing us a safety net as we transition back home. We recommend you take the time to listen to what the folks at Four Corners have to say. They will help you with more than just a mortgage.

Sincerely, Paul & Kathi
I just wanted to give you a heads up that I recently referred some good friends of mine to you as they are in the market to purchase a home and want to be pre-qualified for a loan before they proceed with the process at all.

They went to their bank directly first, but were not very impressed with what was offered to them, so I told them to contact you and see what you could do. Chris and I were very happy with the service you provided to us and we assured them that you would treat them just well.

I also gave them John Baumgartner's name to contact regarding being their realtor.

You and John made such a good team for us we are hoping they will have the same great experience!!

 Lisa Chun

From an evaluation survey: "Everyone that I encountered stopped,! And made a point to say HI. Very nice to be made to feel important in their day".

"Thanks very much for making our refinancing both simple and fun -- did not have to look around, try to fully understand if refinancing was a good thing to do, etc. The "family-style" advice and recommendations were great!!" - Hessam Sarjoughian


"I wanted to thank you for all your extra efforts in getting my loan. I felt like a valued customer throughout the process. Thanks again." - E.K., Durango

"Nov. 27, 1999 On Thanksgiving Day, I was thinking about all the things I have to be thankful for. Certainly the thing I feel most thankful for right now is being able to buy our house. That purchase would never have happened without all your work and creative energy. Thank you so much. I'm looking forward to working with you again in 2 years when we refinance. With gratitude, J.M." - Durango

"We are comfortably settled in our new home and just wanted to say thank you to a great team! We appreciate your innovation and creativity to putting us into a favorable mortgage." - M.W. & S.C., Boston

"You are all so very much appreciated, thanks for everything. I love my house!" - M.G., Durango

"Until I came to Ruby , I thought there was no way I could be a homeowner. You gave us options and now we own our home." - J.G., Durango

"We had so many options available in building our home so we came to Ruby where we could trust her to help us get the construction loan that maximizes our cash flow and helps us to build our second home." - J.M. Bayfield

"We consider Ruby Mason and her staff knowledgeable and efficient partners in providing residential housing in the Pine River Valley. Our relationship has resulted in quality projects and satisfied homeowners." - Dan R. Ford, Sr. Vice President, Pine River Valley Bank, Bayfield, Colorado

"Ruby Mason accomplished in days what another lender couldn't do in months. We saved the farm." - L.M. Mancos, Colorado

"The loan process was quick and painless." - I.V. Pagosa Springs, Colorado

"We are buying our first house and while it is modest in price, Ruby Mason is the only lender who has responded and is helping us through this purchase, teaching us all the way." - C.V. San Luis Obispo, CA

"We were the classic "we want something for nothing" clients; no down payment and a less than ideal credit history, but with Julie's hard work and creativity we were able to buy a beautiful house with a reasonable mortgage payment. Now we are building equity in our house instead of "flushing" money on renting. Thanks Julie!" Sharon Blackett

Eleven Years of Happy Clients with Mortgages They Can Brag About!

Thanks for everything. I have confidence you can help us, it is a good feeling.

Thanks again,

Dana S., Seattle, WA

 

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