For immediate release:

For further information:
Ruby Mason 480-348-9364

Ruby Mason Earns Certified Mortgage Planning Specialist (CMPS) Designation.

Durango – Ruby Mason, a mortgage broker with Prospect Mortgage, has passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS) Designation granted by the CMPS Institute, Ann Arbor, Michigan, a training and certifying organization created to help mortgage professionals integrate financial planning concepts into the mortgage process. CMPS designees can offer clients strategies that encompass mortgages, debt, home equity and real estate investment.

“My focus is to help my mortgage clients build and protect wealth by better managing their home equity and personal cash flow,” says Mason.

Many homeowners have become frustrated and confused with the myriad choices in today’s mortgage market and the lack of both ethics and financial knowledge among many mortgage providers. The CMPS Institute is a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process.

Life expectancy is higher than ever before, health costs are skyrocketing, pensions are shrinking, social security is not secure and corporate America has gone through one bankruptcy after another. Today’s mortgage market can be a dangerous place for some consumers with certain real estate markets experiencing signs of a “bubble” and “exotic” mortgages representing a greater market share than ever before. These signs point to the fact that home owners and buyers need expert advice on how to manage their mortgage, cash flow and home equity.

This trend toward expert mortgage advice is growing in popularity. At the CMPS Institute more than 125 mortgage professionals are taking certifying courses each month. “A mortgage professional who dedicates the time and effort to learn about these financial concepts is much more qualified, committed and equipped to serve the complex needs of today’s home owner and buyer,” says Gibran Nicholas, Chairman of the CMPS Institute.

The CMPS curriculum incorporates five essential skill sets including:

· Financial market and interest rate analysis

· Cash flow analysis

· Debt analysis

· Real estate equity management

· Real estate investment analysis

Ruby Mason can be reached at ruby.mason@prospectmtg.com or call

480-348-9364

For more information on the CMPS Institute go to http://www.cmpsinstitute.org, or call

888-608-9800

FOR IMMEDIATE RELEASE

Shred-it and Four Corners Mortgage help consumers beat identity theft

Shred personal documents for free at the Community Shred

Mesa, AZ October 20,2005 Shred-it, the worlds leading on site document destruction company, and Four Corners Mortgage Inc., are helping Arizona residents fight identity theft by hosting a community shred on Saturday, October 29, 2005 between 9:00 a.m. and 1:00 p.m.

WHERE: Shred-it will be on-site at the Target Shopping Center in Mesa

1230 S. Longmore, Mesa AZ

WHAT: Shred-it mobile shredding trucks will shred personal documents for free. Donations in support of S.M.I.L.E. (Safety Magic in Law Enforcement) will also be accepted.

Consumers are invited to bring up to ten boxes of documents for shredding. (Box size is limited to a standard bankers box, approximately 10x12x15 inches). Experts from Shred-it will also be on-site to offer tips on how consumers can protect themselves against identity theft.

WHY: Identity theft is the fastest growing form of consumer fraud in North America. Shred-it is committed to helping consumers fight identity theft and encourages consumers and businesses to regularly destroy bills, bank statements and other confidential personal and business documents rather than disposing of them in a non-secure place such as garbage bags or recycling bins where they can be stolen.

Shred-it, a Securit Company, is the worlds leading on-site document destruction company with over 130 offices across five continents. Shred-it trucks are equipped with custom-built shredders that can efficiently destroy everything from confidential paper documents to CDs. Founded in 1988, Shred-it currently services over 150,000 global, national and local businesses and organizations worldwide. Visit www.shredit.com for more information.